Please see our URBAN calendar for our current workshop schedule.

One-on-one Counseling

We offer One On One Counseling for all of our clients. Our counseling addresses the specific needs of each applicant. For those who find the home buying process to be frightening and intimidating, our free courses coupled with one on one counseling empower our clients with the right tools and the knowledge to make the dream of home ownership a possibility.

Budgeting and Credit

The Budgeting and Credit course is a crucial element of our homebuyer education program. Creating a successful budget is the foundation to the success of a property owner. This two-part course offers skills that will help our clients create a budget to meet their financial needs as well as help them save for a home. We want our clients to understand that a budget is key in the overall financial security of their family. In addition, we help our clients understand the ins and outs of a credit report. Credit cannot be fixed overnight, but it can be repaired. We offer client education about the importance of a credit report and credit score, credit repair, how to establish credit and how to maintain good credit. Our course teaches safe ways to obtain credit, maintain, and improve credit score and history.

Mortgage Loan

Our course on Getting a Mortgage Loan details the steps involved in qualifying for a loan. In addition to learning crucial terminology necessary in understanding the home loan process, we will also connect our clients with professionals in the industry so that they can learn how they fit into the home buying process. Along with our non-profit, these professionals will introduce our clients to the different programs that can help them with their down payment, closing costs, and mortgage payments. Upon completion of this course our clients will understand how to calculate mortgage payments. They will be able to answer for themselves, "How much house can I afford?"

Shopping For a Home

Shopping For a Home is one of the most unnerving parts of the home buying process. Our clients will learn crucial terminology necessary in understanding the home buying process. We will also help them figure out what is important to them. For some, having a school nearby is more important than having a grocery store in the area. We help our clients generate a list of import to help keep them focused throughout the house hunting process. This course will clarify and define everything from insurance to inspections, and everything in between. In addition, we connect our clients with professionals in the industry so that they can learn how they fit into the home buying process.

Post-Purchase Education

Post-Purchase Education is key in ensuring that our clients remain successful homeowners. Studies show that without assistance before, during, and most importantly after the home buying process, homeowners are less likely to remain in their homes. This is especially true for low-income families and first-time homebuyers. By focusing on foreclosure prevention, home maintenance, avoiding delinquency, and refinance education, we give our clients the necessary tools to avoid problems before they occur.